Hardship and emergency funding

If you experience financial hardship during your studies we have different funds that may be able to help:

  • Apply for our hardship funds if you're experiencing financial difficulties
  • An emergency loan may be available if your student loan has been delayed

Hardship funds

We don't want money problems to stop you successfully completing your studies.

You can apply to these hardship funds if you find yourself in financial difficulties:

  • University Hardship Fund for UK students
  • International Students Hardship Fund for international students

If you receive a grant from the hardship funds, you will not need to pay this back.

You need to apply as soon as possible as applications to the hardship funds may take over four weeks to process.

If your application is unsuccessful, we may be able to advise you about alternative sources of help.

Who can apply?

Anyone can apply for hardship funding but there are some students who are given priority due to their circumstances, which are outlined in the application guidance notes (see the 'Forms' tab). If you are not in one of the priority groups you can still apply.

You may apply for help from the hardship funds more than once during an academic year but usually only if your circumstances have changed.

The International Students Hardship Fund has been established to assist EU and international students who are in financial difficulty due unexpected or unforeseeable events. For example:

  • financial support is stopped because of a sudden change in political situation in their home country
  • a student suffers an injury, causing them to incur unexpected additional transport costs

How to apply

  1. Read the guidance notes (see the 'Forms' tab) and complete the paper application form or online application form.
  2. Submit supporting evidence and declaration form to the Student Financial Support Unit either in person or scan and email to sfsu@york.ac.uk. Once received, we may ask you to submit additional documents.
  3. We will carry out the initial assessment of your application usually within four working weeks of receiving the application and all required evidence. If we ask for additional information, we will complete the assessment of your application as quickly as possible after we receive what we requested.
  4. We will notify you of the status of your application via your university e-mail address. In most cases we are able to either give details of an award or inform you that our funds are not able to help. In some circumstances, we may need to ask for additional information or ask you to visit a Student Adviser for more detailed advice concerning your situation.

Emergency Loans

We offer Emergency Loans when UK undergraduate students' funding is delayed. You won't be charged interest - you just repay the loan as soon as you receive the first instalment of your Student Loan or NHS Bursary.

How much can I borrow?

The amount you can borrow depends on your personal circumstances.

Usually you can receive the loan in cash on the day that you apply or you can have part of the loan paid into your bank account (although this can take up to two weeks).

You won't be charged interest on the loan. Once the loan has been given, it will appear as a debt to the University on your account with us until it is repaid.

How do I repay the loan?

You repay the loan as soon as you receive the first instalment of your Student Loan or NHS Bursary.

You will receive an invoice two weeks after taking out the loan, which will outline how you repay. You'll need to repay it before you can re-enrol or graduate.

How to apply

Contact the Student Financial Support Unit via the Student Support Hub or email sfsu@york.ac.uk. You will need to be present in person to arrange the loan and will need to bring:

  • Personal identification (e.g. University Card)
  • Evidence that you have applied for a Student Loan or NHS Bursary

Further financial help

If you face short term hardship, YUSU Advice & Support Centre or the Graduate Students' Association may be able to offer small loans in limited circumstances.


See our useful finance contacts page for help with different financial queries.