An emergency loan is a short-term loan designed to assist you to support you during short-term funding issues. It can be used to pay for food, utility bills, or travel to your site of study (including placements).
Both postgraduate and international students are expected to have made sufficient provision for their studies prior to beginning the year of study. We recommend these students make an appointment with a Student Adviser via the self-referral form online prior to applying for an emergency loan.
You may apply for an emergency loan for assistance with:
An emergency loan cannot be used for:
Students are expected to have made reasonable adjustments to their lifestyles to ensure appropriate budgeting measures are in place.
We will typically give a loan for one week's living costs, based on national standards for expenditure set by NASMA. We give you a basic amount to cover food, travel and essential expenses such as utility bills. For a single student with no dependants in 2021/22, this is set at £81.
This loan cannot be used to cover larger costs, such as rent. You should speak to your landlord in the first instance to negotiate rent payments. Our Student Advisers at the Student Hub can help you if you need support.
Once the loan has been given it will appear as a debt to the University on your account until it is repaid.
You'll receive an invoice from the Fees Office, which will explain how to repay the loan. We won't charge you interest on the loan but you'll be expected to repay the loan as soon as you receive the first instalment of your Student Loan or NHS Bursary, usually within four weeks and need to repay it before you can re-enrol or graduate.
Failure to repay may result in your details being passed to a debt collection agency working on behalf of the University.
If you require an emergency loan please complete the online application form. In order for us to accurately gauge how much money you reasonably require, you will be expected to confirm what your loan will be used for and how much you estimate this will cost.
Immediately after applying, email the following supporting documents to email@example.com;
Please quote your student number as a reference.
Your application will not be processed until we have received this documentation. If successful, your emergency loan will be paid via bank transfer. Please allow two working days for processing, from the date you have provided your evidence.
If you require any support with your application, please contact the Student Support and Advice team.