Sources of funding for postgraduates
Have you explored all sources of funding available to you?
UK postgraduate students
If you have savings and are struggling financially, you’ll need to use your savings to help support yourself. You may not want to dip into these savings but you may be able to tweak your budget to allow for some savings still to be made.
Interest free overdraft with a student bank account
Accessing an interest free overdraft is considered an acceptable form of income. The student account overdraft works differently, meaning you don’t incur any charges and are allowed between 1-2 years after you graduate to pay this back. Read more about what to consider when accessing an overdraft through our Blackbullion financial learning platform.
Many students supplement their income through part-time work. Taught postgraduates may work less during term time and then increase their hours over the holiday periods. Postgraduate researchers may wish to explore Careers and Placements platform, Handshake. If you're not sure what jobs might be available then a good place to start is our .
While parental support isn't expected for students studying at postgraduate level, this is an avenue of support some students are able to access.
Bursaries and scholarships
You may be able to access additional funding through a scholarship, though these can be small. Check information The Scholarship Hub, Postgraduate Studentships, Turn2Us or see information about Careers and Placements platform, Handshake on the York Graduate Research School pages.
Benefits and tax credits
Unfortunately, full-time students are restricted from claiming most benefits. However, some students may still be entitled if you fall into certain categories. See our information on benefits and tax credits.
Students on a Student visa are able to work a maximum of 20 hours per week during term time. Find out more about working during your studies. If you're not sure what jobs might be available then a good place to start is our .
Scholarships and grants
See our information on postgraduate taught funding for international students.