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Managing your money while studying

If you’re moving to York for your studies, getting to grips with your spending will help you plan ahead.

We know thinking about money can feel daunting, but support is always close by. If you have any concerns about managing your money, let us know – we'd love to show you what's possible.

💡 Did you know? WhatUni's Student Budget Calculator is a good start towards working out how much you'll spend when living independently as a student.

In the meantime, take a peek at some of our students' top tips…

Rent 🏡

Outside of tuition fees, living in rented accommodation will likely be your biggest expense.

Most York students choose Uni-managed accommodation in their first year. We have plenty of options for different budgets, so prices will vary with your room choice – size, location, bathroom type, and so on.

💎 Tip: All our accommodation includes bills (electricity, water, high-speed internet, etc) and other protections (contents insurance, 24/7 security, etc). It goes a long way to simplifying your experience as a first-time budgeter.

Explore rooms and prices

Usually, students look for private accommodation from their second year of study onwards. Again, York has options to suit, and we’re always on-hand to help you through the process.

💎 Tip: You’ll likely be eligible to pay less or no council tax as a student here. Make sure you talk to City of York Council when you’re moving in to avoid paying what you don’t need.

Explore private accommodation

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Food 🍲

Like your rent, how much you spend on food will vary a good deal based on where you shop and what you eat.

York is home to all major supermarkets (with two stores on campus), and all kinds of cafes, bars and restaurants, so you’re well covered for choice.

💎 Tip: Lots of our accommodation options are catered, which means you’ll get ten meals a week included in your room price.

💎 Tip: Our Meals in Advance Deal gives all students the chance to get in on the action, too. They’re another good way to take some stress out of your spend.

Explore food and drink

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Social 🛍️

You’ll likely want to set aside some money for shopping (clothes, homeware, etc), and socialising (activities, sports, etc).

York’s high-street brands and independent shops have all bases covered. The city hosts plenty of cultural festivals, too, so there’s usually a cheap (or free) activity to get stuck into all year round.

💎 Tip: A lot of York’s businesses give student discounts. Apps like UNiDAYS, Student Beans and TOTUM will keep you in the loop about what’s on offer where.

💎 Tip: Our hundreds of student-led societies and sports clubs are your gateway to affordable socialising, helping you keep fit and connected while you’re with us.

Explore sports and societies

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Travel 🚌

As a compact, sustainable city, York is well suited to walking and cycling. Most York students get around without cars, cutting out plenty of travel costs entirely. We have secure storage and free maintenance for bikers in need.

Explore foot and cycle paths

💎 Tip: There are free shuttle buses between Campus West and Campus East, and cheap fares into the city centre.

York is one of the most connected cities in the UK, with regular trains to help you visit home.

💎 Tip: If you’re looking to travel by train regularly, think about buying a Student Travel Card. They’ll likely save you money in the long run.

Explore the city

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Study 📚

Depending on your degree, you’ll want to factor in the cost of study materials: any required reading for your course, and anything else to help you along.

💎 Tip: Before you buy, see if you can borrow. We have over a million books and other resources in our main library, and more for specialised topics across other archives on campus and in the city.

Last up, keep in mind any trips and other study opportunities you might want to get involved in. Our course pages will let you know more about what’s on offer, and what help we can give you.

💎 Tip: When you’re a student, you can apply for our York Futures Scholarship to help with the cost of course expenses, like travel to placements, and other programmes to grow your skills.

Explore our courses

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Extra support

  • Our Student Hub team are always on hand to provide a huge range of support and advice if you're in need.
  • Our funding opportunities and government loans can help cover your living expenses while studying.
  • Part-time jobs and paid internships on campus and across the city can give your finances a boost.
It's important to remember first and foremost that you deserve a place at university as much as the next student, and you shouldn’t let your financial position define you, your worth, or your university experience.
Ella, Law. Read Ella's blog post.