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Consumer Disclosure Information

The University of York is required by the US Government to disclose the following consumer information. If you require further information, please email the Student Financial Support (SFS) team at sfsu@york.ac.uk.

 

Institutional and financial assistance information

University of York Scholarships

Centrally-managed scholarships: Information can be found on the University funding for international students web page.

Departmental Scholarships: Students are advised to contact their specific department directly to enquire about funding opportunities.

US Federal Aid (Title IV Direct Loans)

The University provides detailed guidance on the following:

  • application process and loan amounts
  • student eligibility requirements and types of loans available
  • cost of attendance, entrance and exit counseling and disbursement timelines
  • procedures for withdrawing from your studies, refunding policies and Return of Title IV funds (RT24)
  • policy on Satisfactory Academic Progress
  • financial aid probation and suspension of funding
  • delaying loan certifications

The detail for the above information can be accessed via the following University web pages:

Official Federal Resource: The US Department of Education provides comprehensive information for students on Federal Aid at studentaid.gov.

Note: Grants (eg Pell Grants) are not available for students at foreign schools outside the US.

Changes under the One Big Beautiful Bill Act (OBBBA)

While no changes apply to the 2025/26 year, new regulations take effect 1 July 2026.

Please see the table below for Student Status Definitions and the impact of the new regulations.

Student Status Definitions

Status Definition Rules
Legacy (Continuing) Received a disbursement prior to 1 July 2026 May follow pre-OBBBA rules until program completion or for three additional academic years (whichever is shorter)
New Student Starting on/after 1 July 2026 or lost legacy status Subject to new loan limits and the discontinuation of Graduate PLUS Loans

Loss of Legacy Status occurs when:

  • there is a break in enrollment after 1 July 2026. For example, where a student completed one course and enrols for another.
  • the student exceeds the expected time to completion of their degree, meaning they exceed the expected time needed to complete.
  • the student has not made use of the Federal Aid funding and received a disbursement prior to 1 July 2026 even though they were entitled to it.

If any of the above occurs after 30 June 2026, the student will be considered a new student for Federal Aid purposes.

New Loan Limits (effective 1 July 2026)

Student/Loan Type Annual Limit Aggregate Limit
Undergraduate (dependent) Unchanged by OBBBA $31,000
Undergraduate (independent) Unchanged by OBBBA $57,500
Parent PLUS $20,000 $65,000
Postgraduate (standard) $20,500 $100,000 (excluding undergraduate borrowing)
Postgraduate (professional) See below See below

Note: Graduate PLUS loans are discontinued for new borrowers.

Part-time
  • Minimum Eligibility: Students must be enrolled at least 'half-time' to be eligible for Title IV Federal Aid.
  • Proration Rule: If you are enrolled less than full-time, your annual loan limit will be reduced in direct proportion to your enrollment status.
Postgraduate Professional Classification

While the OBBBA allows for higher borrowing limits for 'professional' postgraduate programmes, the criteria for this classification are currently subject to ongoing federal discussions.

At present, the US Department of Education has not confirmed which (if any) programmes at foreign institutions qualify for these higher limits. Furthermore, many programmes that may be considered 'professional' in a US context (such as Nursing and Clinical Psychology) may remain ineligible for Title IV funding at the University of York due to existing federal restrictions on clinical placements and internships.

Unless a programme is explicitly confirmed as 'professional' by the SFS Team, students should plan their finances based on the postgraduate 'standard' annual limit of $20,500.

Private loans

The University does not maintain a preferred lenders list but will, where possible, work with your chosen lender provider. Federal Aid is generally recommended first as is often more cost-effective.

Further information on how to apply for a private loan can be found via the following web pages:

Veterans Affairs (VA) benefits

The University of York is registered with the US Department of Veterans Affairs (VA). Further information for Veterans or Veteran’s dependents can be found on our Veterans Affairs web page.

Code of conduct

In order to prohibit a conflict of interest with the responsibilities of an agent with respect to private education loans, staff at the University with responsibility for Federal and Private Education Loans from the United States are prohibited from the following:

  • revenue sharing arrangements with lenders
  • receiving gifts from a lender or loan servicer
  • obtaining financial benefits from lenders or loan servicers
  • providing a preferred list of lenders
  • offers of funds for private loans
Academic information

Admissions and Eligibility

A full list of degree programmes offered at all study levels at the University of York can be found on the University's website. Modules for each degree are listed accordingly within the degree information, including information of instructional, laboratory and other physical facilities, if applicable.

Entry Requirements

All Federal Aid recipients must have a high school diploma or recognised equivalent of a secondary school completion credential.

Students wishing to study at the University of York are advised to view the following web pages prior to submitting an application for admission:

Information on University-specific entry requirements can be found within the above application process pages. This is in addition to any course-specific requirements found within the degree information.

A full list of degree programmes offered at all study levels can be found on the University of York website. Modules for each degree are listed accordingly within the degree information, including information of instructional, laboratory and other physical facilities, if applicable.

Ineligible programmes

The following cannot be funded via Title IV Loans:

  • all medical programmes, including those offered at the Hull York Medical School (HYMS)
  • all nursing and midwifery programmes
  • foundation year programmes - except integrated degree-bearing programmes.
  • courses that are less than half-time or are not degree-bearing
  • online courses, distance learning and telecommunications teaching programmes. Students in receipt of Title IV funding must continue in-person teaching at the University of York campus to remain eligible for funding
  • programmes with a compulsory study abroad element except in certain circumstances
  • programmes with a placement or internship
  • GEMMA and Mundas MAPP programmes

While US students are eligible to apply for these programmes, they will be unable to fund their studies with Federal Aid Loans.

School costs

Tuition fee costs vary according to degree programmes. Information on tuition fee costs for individual programmes can be found within the degree information for that programme, available on the University’s website.

Further information for living costs can be found at:

These costs will be used to calculate your Cost of Attendance and are reviewed on an annual basis.

Reading lists outlining specific course texts can be found within the specific module information listed on the module catalogue or directly from your departmental office. Specific titles may be available for borrowing from the University of York Library.

Study abroad, placements and internships

Prior approval is required for any study outside of the University of York by the SFS Team to ensure continued loan eligibility. Please email the team at sfsu@york.ac.uk to discuss your travel plans before any period of study outside the UK so we can advise on your rights to US Federal Aid.

  • Study abroad is generally limited to a maximum of 25% of your total programme duration.
  • Placements and internships or Years in industry make the full programme ineligible for US Federal loans, unless otherwise approved by the SFS Team. US students are eligible to apply for such programmes, but will need to find alternative funding.

Completion, graduation and transfer rates

Information on the University’s completion and transfer ­out rates is available from the Higher Education Statistics Agency (HESA). 

The University of York is unable to supply a breakdown of completion or transfer­ out rates by gender, ethnicity or recipients of need­s-based Subsidised Loans. Due to the very low non-­continuation rate, doing so may reveal personally identifiable information about individual students, which would breach the Data Protection Act (DPA 2018).

Progress Policies

Student support information

Equality, diversity and inclusion

The University of York is committed to valuing and celebrating diversity, and to advancing equality and inclusive practice in all its activities. Further information can be found within our Equality, diversity and inclusion web page.

Information on how to report an incident of harassment, bullying and hate incidents against students can be found on the Equality, diversity and inclusion: Information for students web page.

Student support and welfare

The University of York provides a range of support services for students, including health and wellbeing advice, support for international students, and disability support. Further information can be accessed via our Support and advice web page.

Mature students

Mature students are students who are 21 years and over at the beginning of their programme of study. Mature students are eligible to receive Title IV Aid providing they have met the standard entry criteria for our programmes, including having a relevant high school diploma or equivalent.

Academic misconduct

Students found to be in breach of academic misconduct regulations, including but not limited to cheating and plagiarism, will be subject to disciplinary action in line with the current University of York Academic Misconduct Policy.

Leave of absence and withdrawal procedures

If you are considering withdrawing or taking a break from your studies (a leave of absence), it is recommended that you follow the guidance listed on the change your plan web page, including discussing your personal circumstances with your supervisor and/or a member of the University’s Support and Advice Team. If you hold a Student Visa, any change to your studies may affect this; therefore, it is strongly recommended that you seek immigration advice before making your decision.

Withdrawing or taking a leave of absence from your programme will affect your Federal Aid eligibility. Further information on this can be found within the Return to Title IV Policy (R2T4) (PDF , 301kb).

Detailed information on taking a leave of absence from your studies can be found on the following web pages:

The definition for a leave of absence differs for the US Department of Education and the University of York. For further details, please see:

Refund policy

The University of York has an institutional Refund and Compensation Policy for all students who have officially enrolled at the University. The University Policy should not be confused with the R2T4 calculation and refund process.

The amount of Title IV funds due for return as a result of a withdrawal is calculated independently of the tuition fee liability charged by the University. Therefore, the student may still owe funds to the University to cover unpaid institutional charges, or may indeed be entitled to a refund in accordance with the regulations (but only after any Title IV funds owed have been returned to the US Department of Education, if applicable). The University may also attempt to collect from the student any Title IV funding that the University of York is required to return to the US Department of Education.

Data protection

University of York’s data protection legislation

The General Data Protection Regulation (GDPR) came into force on 25 May 2018. Further information on the University’s policy can be found on our Data protection webpage.

US loan applications

The following information relates to the specific handling of applications for US Direct Loans and private loans at the University of York. This information does not apply to any external applications made. For example, applications submitted directly on a private lender's website.

Data storage

Applications and all supporting documentation are held securely on the Student Financial Support Team’s online cloud. Access to this cloud is restricted to members of SFS.

Information on disbursements made may be held within the University’s finance systems.

Data sharing

Information on US Direct Loans recipients and disbursement amounts will be shared by SFS with members of the Finance Department for payment purposes.

Information on Satisfactory Academic Progress and/or withdrawals will be shared with SFS via the University’s student records system and reviewed prior to each disbursement period.

The University will be subject to an annual audit, conducted by an external auditor, as per US Department of Education requirements. Applications and supporting documentation for a sample number of students provided by the auditor will be shared securely with named persons from the company conducting the audit, for the purposes of this audit only.

Deletion of data 

Applications and any information submitted alongside will be destroyed six years after the end of a student’s final academic year, or completion of that academic year's external audit, whichever is later.