Housing finance and welfare benefits

Publications and presentations

2015

Tunstall, B. (2015) The Coalition’s Record on Housing: Policy, Spending and Outcomes 2010-2015, Social Policy in a Cold Climate - Summary (PDF , 458kb) Social Policy in a Cold Climate - Full Paper (PDF , 739kb) Social Policy in a Cold Climate - Presentation (PDF , 490kb)

2014

Wallace, A. and Rugg, J. (2014) Buy-to-Let Mortgage Arrears: Understanding the factors that influence landlords' mortgage debt. University of York and Lloyds Banking Group. Buy-to-let Mortgage Arrears Report (PDF , 1,291kb)

Wallace, A., Jones, A. and Rhodes, D. (2014) Financial resiliance and security: Examining the impact of falling housing markets on low income homeowners in Northern Ireland.  Financial Resilience and Security Report (PDF , 1,609kb)

2013

Tunstall, R. (2013) Testing DWP's assessment of the impact of the social rented sector size criterion on housing benefit costs and other factors, Liverpool: Riverside Underoccupation penalty report (PDF , 253kb)

Tunstall, R. Presentation on 'Housing, Poverty and employment' to the ICHUR Workshop at the University of Reading on the 19th September 2013 Housing, poverty,employment slides (PDF , 1,015kb)

Tunstall, R. Housing and poverty Conceptual links and practical implications, Presentation to the RC43 Conference, Amsterdam, July 2013 Housing and poverty presentation (PDF , 514kb)

Tunstall, R., Bevan, M., Bradshaw, J., Croucher, K., Duffy, S., Hunter, C., Jones, A., Rugg, J.,  Wallace, A.,  Wilcox, S (2013) The Links Between Housing and Poverty York: Joseph Rowntree Foundation. Housing and Poverty Full Report (PDF , 1,548kb)

Tunstall, R. et al,  JRF Housing and Poverty Evidence Review: Methods used to find and select evidence, York, Joseph Rowntree Foundation. Methods used to find and select evidence (MS Word , 37kb)

Pawson, H. and Wilcox, S. (2013) UK Housing Review 2012/13,  Coventry: Chartered Institute of Housing‌

2011

Flint, J., Jones, A. and Parr, S. (2011) An Evaluation of the Sanction of Housing Benefit , London: Department for Work and Pensions. Report (PDF , 372kb) 

Ford, J., Wallace, A., Munro, M., Sprigings, N. and Smith, S. (2011) An Evaluation of the January 2009 and October 2010 Arrangements for Support for Mortgage Interest: The Role of Lenders, Money Advice Services, Jobcentre Plus and Policy Stakeholders, London: Department for Work and Pensions. Report (PDF , 374kb) 

Jones, A., Bevan, M. and Quilgars, D. (2011) 'Cautiously optimistic? UK households' perceptions of old age, retirement and the role of housing equity'', Teorija in Praksa, vol. 47, issue 5, pp934-1010.

Pawson, H. and Wilcox, S. (2011) UK Housing Review 2010/1011, Coventry: Chartered Institute of Housing

Pawson, H. and Wilcox, S. (2011) UK Housing Review 2011 Briefing Paper, Coventry: Chartered Institute of Housing. Briefing paper (PDF , 527kb) 

Rhodes, D. (2011) Housing Benefit Recipients and Their Low Income Working Peers in the PRS: an Analysis of the English House Condition Survey, London: Department for Work and Pensions. Report (PDF , 1,703kb) 

Rugg, J., Rhodes, D., and Wilcox, S. (2011) Unfair Shares: A report on the impact of extending the Shared Accommodation Rate of Housing Benefit, London: Crisis. Summary (PDF , 4,746kb) | Report (PDF , 5,895kb)  

Wallace, A., Quilgars, D. and Ford, J. (2011) Exiting Unsustainable Homeownership: Understanding current practice and the potential of Assisted Voluntary Sales. Executive summary (PDF , 672kb) | Guidance (PDF , 422kb) | Report (PDF , 1,864kb)   

2010

Munro, M., Smith, S. and Ford, J. (2010) An Evaluation of the January 2009 Arrangements for Support for Mortgage Interest, London: Department for Work and Pensions. Report (PDF , 374kb) 

Rhodes, D. and Bevan, M. (2010) Private Landlords and the Local Housing Allowance System of Housing Benefit, London: Department of Work and Pensions. Report (PDF , 433kb) 

Stephens, M., Fitzpatrick, S. and Wallace, A. (2010) Study on Housing Exclusion: Welfare Policies, Housing Provision and Labour Markets: Country Report for the United Kingdom, Brussels: European Commission. Report (PDF , 945kb) 

Wilcox, S., Wallace, A., Bramley, G., Morgan, J., Sosenko, F. and Ford, J. (2010) Evaluation of the Mortgage Rescue Scheme and Homeowners Mortgage Support, London: Communities and Local Government. Report (PDF , 126kb) 

Wilcox, S., Fitzpatrick, S., Stephens, M., Pleace, N., Wallace, A. and Rhodes, D. (2010) The Impact of Devolution: Housing and Homelessness , York: Joseph Rowntree Foundation.  Report (PDF , 1,459kb)

2009

Pleace, N. and Minton, J. (2009) Delivering Better Housing and Employment Outcomes for Offenders on Probation, London: Department for Work and Pensions/Ministry of Justice. Report (PDF , 336kb) 

Wilcox, S. (2009) UK Housing Review 2009/210, Coventry/London: Chartered Institute of Housing/Building Societies Association.

2008

Wilcox, S. (2008) UK Housing Review 2007/2008, Coventry/London: Chartered Institute of Housing/Building Societies Association.

Wilcox, S. (2008) UK Housing Review 2008/2009, Coventry/London: Chartered Institute of Housing/Building Societies Association.

Wilcox, S., Rhodes, D. and Rugg, J. (2008) Local Housing Allowance Final Evaluation: The Housing and Labour Market Impacts of the Local Housing Allowance, London: Department for Work and Pensions.

2007

Fitzpatrick, S. and Pawson, H. (2007) 'Welfare Safety Net or Tenure of Choice? The Dilemma Facing Social Housing Policy in England Social Housing Policy in England', Housing Studies, vol. 22, issue 2, pp163-182.

Pleace, N. (2007) 'Workless people and surveillant mashups: Social policy and data sharing in the UK', Information, Communication and Society, vol. 10, issue 4, ptba.

Rugg, J. (2007) 'Housing benefit and the private rented sector: a case study of variance in rental niche markets', in S. Lowe and D. Hughes (eds) The Private Rented Housing Market, Bristol: The Policy Press, pp 38-68.

2006

Pleace, N. and Bretherton, J. (2006) Sharing and Matching Local and National Data on Adults of Working Age Facing Multiple Barriers to Employment: Administrative Datasets for Measuring Impacts on Disadvantage, London: Department for Work and Pensions.

Rhodes, D. and Rugg, J. (2006) Local Housing Allowance Final Evaluation: the Survey Evidence of Landlords and Agents Experience in the Nine Pathfinder Areas, London: Department for Work and Pensions.

Rugg, J. (2006) Local Housing Allowance Evaluation: The Qualitative Evidence of Landlords and Agents Experience in the Nine Pathfinder Areas, London: Department for Work and Pensions.

Stephens, M. (2006) Housing Finance, 'Reach' and Access to Owner-Occupation in Western Europe, York: Centre for Housing Policy, University of York.

Stephens, M. (2006) 'The Role of Housing Finance in the Housing Policy of the Transition Countries', in J. Hegedus and R. Struyk (eds) Eastern Europe's Evolving Housing Finance Systems: Searching for an Efficient System, Budapest: Open Society Institute.

Wilcox, S. (2006) UK Housing Review 2006/7, Coventry/London/York: Chartered Institute of Housing/Council of Mortgage Lenders.

2005

Burrows, R. (2005) Wired Welfare? Social Theory, Social Policy and the Information Age, Basingstoke: Palgrave.

Rhodes, D. and Rugg, J. (2005) Working With the LHA: Landlord and Agents' Early Experiences of the LHA in Nine Pathfinder Areas , London: Department for Work and Pensions.

Stephens, M. (2005) 'A critical analysis of housing finance reform in a 'super' home-ownership state: the case of Armenia', Urban Studies, vol. 42, issue 10, pp1795-1815.

Stephens, M. (2005) 'An assessment of the British housing benefit system', European Journal of Housing Policy, vol. 5, issue 2, pp111-129.

Stephens, M. and Lynch, E. (2005) The Cost, Quantity and Quality of Housing Consumption in the UK: Comparisons With Other European Union Countries, York: Centre for Housing Policy.

Whitehead, C., Gibb, K. and Stephens, M. (2005) Evaluation of English Housing Policy 1975-2000, Theme 2. Finance and Affordability, London: HMSO.

Wilcox, S. (2005) Affordability and the Intermediate Housing Market: Local Measures for All Local Authority Areas in Great Britain, York: Joseph Rowntree Foundation.

Wilcox, S. (2005) UK Housing Review 2005/6, Coventry/London/York: Chartered Institute of Housing/Council of Mortgage Lenders.

2004

Wilcox, S. (2004) The Ready Reckoner: Housing Costs Benefits and Measures of Affordability for Tenants, Home Owners and Shared Owners, London: The Housing Corporation.

Wilcox, S. (2004) UK Housing Review 2004/5, Coventry/London/York: Chartered Institute of Housing/Council of Mortgage Lenders/Joseph Rowntree Foundation.

2003

Croucher K., Quilgars D., Wallace A., Baldwin S. and Mather L. (2003) Paying the Mortgage? A Systematic Literature Review of Safety Nets for Homeowners, York: Department of Social Policy and Social Work, University of York.Paying the Mortgage Report (PDF , 905kb)  Paying the Mortgage Summary (PDF , 329kb)  

Donnison, D. and Stephens, M. (2003) 'The Political Economy of Housing Research', in T. O'Sullivan and K. Gibb (eds) Housing Economics and Public Policy, Oxford: Blackwell, pp 248-267.

Pleace, N., Burrows, R., Loader, B., Mullen, T. and Nettleton, S. (2003) 'From Self-Service Welfare to Virtual Self-Help?', in E. Harlow and S. Webb (eds) Information and Communication Technologies in the Welfare Services, London: Jessica Kingsley, pp 183-198.

Rugg, J. (2003) Deposit Guarantee Schemes in Scotland, Edinburgh: Scottish Executive.

Stephens, M. (2003) 'Globalisation and housing finance systems in advanced and transition economies', Urban Studies, vol. 40, issue 5, pp1011-1026.

Wilcox, S. (2003) UK Housing Review 2003/4, Coventry/London/York: Chartered Institute of Housing/Council of Mortgage Lenders/Joseph Rowntree Foundation.

2002

Britton, L., Chatrick B., Coles R., Craig G., Huylton C., Mumtaz S., Bivand P., Burrows R. and Convery P. (2002) Missing Connexions: the Career Dynamics and Welfare Needs of Black and Minority Ethnic Young People at the Margins, Bristol: The Policy Press.

Kemp, P.A., Rhodes, D. and Wilcox, S. (2002) Housing Benefit Reform: Next Steps, York: Joseph Rowntree Foundation.

Stephens, M. (2002) 'Common Report', Evaluation of Finnish Housing Finance and Support Systems , Helsinki: Ministry of the Environment (Finland), pp 7-40.

Stephens, M. (2002) 'Housing Market Instability in Finland before and after EMU', Evaluation of Finnish Housing Finance and Support Systems , Helsinki: Ministry of the Environment (Finland), pp 141-154.

Stephens, M. (2002) 'International Models of Housing Finance: Housing Finance in the Western and Transition Economies', in T. Yasui (ed.) Housing Finance in Transition Economies, Paris: PECD, pp 175-182.

Wilcox, S. (2002) 'Housing Benefit and Social Security', in S. Lowe and D. Hughes (eds) The Private Rented Sector in a New Century, Bristol: The Policy Press.

Wilcox, S. (2002) Housing Finance Review 2002/2003, Coventry/London/York: Chartered Institute of Housing/Council of Mortgage Lenders/Joseph Rowntree Foundation.

2001

Abbott, D. and Quilgars, D. (2001) 'Managing the Risk of Unemployment: Is Welfare Restructuring Undermining Support for Social Security?', in R. Edwards and J. Glover (eds) Risk and Citizenship: Debates and Issues, London: Routledge.

Fitzpatrick, S. and Kennedy, C. (2001) 'Change a life? For whose benefit?', Benefits, issue 30, p51.

Kemp, P. and Rugg, J. (2001) 'Young people, housing benefit and the risk society', Social Policy and Administration, vol. 35, issue 6, pp688-700.

Maclennan, D., Muellbauer, J. and Stephens, M. (2001) 'Asymmetries in Housing and Financial Market Institutions and EMU', in K. Boyfield and G. Mather (eds) Britain's Unsolved Housing Dilemma, London: European Policy Forum, pp 37-64.

Stephens, M. (2001) 'Changes in Housing Finance and Shelter Delivery Systems: The Industrialised Countries', in United Nations Centre for Human Settlements (HABITAT) (ed.) Cities in a Globalising World: Global Report on Human Settlement, London: Earthscan, pp 95-102.

2000

Maclennan, D., Muellbauer, J. and Stephens, M. (2000) 'Asymmetries in Housing and Financial Market Institutions and EMU (revised edition)', in T. Jenkinson (ed.) Readings in Macroeconomics (Second Edition), Oxford: Oxford University Press, pp 74-98.

Pleace, N. and Burrows, R. (2000) Wired Welfare? Essays on the Rhetoric and the Reality of E-Social Policy, York: Centre for Housing Policy.

Quilgars, D. and Abbott, D. (2000) 'Working in the risk society: families' perceptions of, and responses to, flexible labour markets and the restructuring of welfare', Community, Work and Family, 3,1,15-36,

Skinner, C. and Ford, J. (2000) Planning, Postponing or Hesitating: Understanding Financial Planning, York: Centre for Housing Policy.

Wilcox, S. (2000) 'Contrasting Ambitions - The English Housing Green Paper', in S. Wilcox (ed.) Housing Finance Review 2000/2001 , York?: Chartered Institute of Housing, Council of Mortgage Lenders, Joseph Rowntree Foundation.

Wilcox, S. (2000) 'Housing Finance in Wales', in R. Smith, T. Stirling, and P. Williams (eds) Housing in Wales, London: Chartered Institute of Housing.

Wilcox, S. (2000) Housing Finance Review 2000/2001, York: Joseph Rowntree Foundation/Chartered Institute of Housing/Council of Mortgage Lenders.

Wilcox, S. (2000) The Ready Reckoner: Rents, Benefits and Measures of Affordability 2000/2001Edition, London: Housing Corporation.

Further information