Alison Wallace



Research Fellow

  • HNC Housing (College of North East London)

  • MA Social Policy (York)

  • PHD (York)

Alison has been a Research Fellow with the Centre for Housing Policy since 2001, working on a range of projects relating to low income homeownership, low cost housing initiatives, self-build housing and the sustainability of marginal homeownership. She also retains an interest in systematic review methods in social policy.

Previously a social housing practitioner with many years experience, she completed her doctoral research into the cultural economy of local housing markets in 2007.

Alison served as the Secretary of the Housing Studies Association and was a Committee member between 2011 and 2014. 



Research interests

  • low cost homeownership
  • Sustainable homeownership
  • self-build housing
  • housing markets
  • cultural-economy
  • systematic review methodology

Research news


  • Homeowners and poverty
  • Feasibility study of direct commissioning of housing
  • Evidencing the cost of providing temporary accommodation
  • Housing and Communities' Inequalities in Northern Ireland
  • Shared Ownership:Crisis Moments
  • Understanding the drivers of buy-to-let landlord mortgage arrears
  • Understanding changes in the UK self-build housing market
  • Poverty and Ethnicity in Northern Ireland: a review of the evidence
  • Financial Resilience and security: examining the impact of falling housing markets on low income homeowners in Northern Ireland
  • Exiting Unsustainable Homeownership - Understanding current practice and the potential of Assisted Voluntary Sales
  • Evaluation of the Mortgage Rescue Scheme and Homeowners Mortgage Support
  • Housing Exclusion: Welfare policies, housing provision and labour markets
  • The impact and management of mortgage arrears




Full publications list

Wallace, A. (2016) Report of Travel Fellowship - Is there a role for US style homeownership education and counselling in the UK? Report (PDF , 11,514kb)  Executive summary (PDF , 2,448kb). Sponsored by the Winston Churchill Memorial Trust.

Cowan, D., Wallace, A. and Carr, H. (2015) Exploring Experiences of Shared Ownership Housing: Reconciling Owning and Renting, CHP, York - Summary shared ownership (PDF  , 495kb)   -  Report - shared ownership (PDF  , 2,063kb)

Wallace, A. and Rugg, J. (2014) Buy-to-Let Mortgage Arrears: Understanding the factors that influence landlords' mortgage debt. University of York and Lloyds Banking Group. Buy-to-let Mortgage Arrears Report (PDF , 1,291kb)

Wallace, A., Jones, A. and Rhodes, D. (2014) Financial resiliance and security: Examining the impact of falling housing markets on low income homeowners in Northern Ireland. Financial Resilience and Security Report (PDF , 1,609kb)

Wallace, A., Ford, J., Quilgars, D. (2013) Build it yourself? Understanding the changing landscape of the UK self build market University of York and Lloyds Banking Group Self build report (PDF , 1,996kb) and  Self build report summary (PDF , 896kb) and Self Build Supplementary Report (PDF , 437kb)

Wallace, A., McAreavey, R. (2013) Poverty and Ethnicity in Northern Ireland: An Evidence Review,  Presentation to the Office of the First Minister and Deputy First Minister on 19th March 2013 Presentation (PDF , 374kb) 

Tunstall, R., Bevan, M., Bradshaw, J., Croucher, K., Duffy, S., Hunter, C., Jones, A., Rugg, J.,  Wallace, A.,  Wilcox, S (2013) The Links Between Housing and Poverty York: Joseph Rowntree Foundation. Findings (PDF , 226kb) Housing and Poverty Full Report (PDF , 1,548kb)

Wallace, A., McAreavey, R. and Atkin, K. (2013)  Poverty and Ethnicity in Northern Ireland: An Evidence Review, York, Joseph Rowntree Foundation. Report (PDF , 749kb) Summary (PDF , 203kb)

Ford, J. and Wallace, A. (2012) ‘Mortgage Default: Consequences’ in Smith, S.J (Ed.) The International Encyclopaedia of Housing and Home, pp 346-363, London: Elsevier.

Wallace, A. (2012) Feels like I'm doing it on my own’: Examining the Synchronicity between Policy Responses and the Circumstances and Experiences of Mortgage Borrowers in Arrears, Social Policy and Society 11, pp 117-129

Wallace, A. (2012) 'Shared Ownership: Satisfying Ambitions for Homeownership?' International Journal of Housing Policy, Vol. 12, No. 2. pp.205-226.

Wallace, A., Quilgars, D. and Ford, J. (2011) Exiting Unsustainable Homeownership: Understanding current practice and the potential of Assisted Voluntary Sales, London: Shelter. Report (PDF , 1,864kb)  Summary (PDF , 672kb)  Guidance (PDF , 422kb)

Wallace, A. (2011) ‘Housing and employment inequalities’ in Anderson, I. and Sim, D. (Eds) Housing and Inequality Coventry, Chartered Institute of Housing.

Wallace, A. (2011), Where now for sustainable homeownership? A powerpoint presentation Presentation (MS PowerPoint , 1,006kb)

Ford, J., Wallace, A., Munro, M., Sprigings, N. and Smith, S. (2011) An evaluation of the January 2009 and October 2010 arrangements for Support for Mortgage Interest: The role of lenders, money advice services, Jobcentre Plus and policy stakeholders (RR 740) London: Department for Work and Pensions. Report (PDF , 374kb)

Pleace, N. with Wallace, A. (2011) Demonstrating the Effectiveness of Housing Support Services for People with Mental Health Problems: A Review London: National Housing Federation.  Report (MS Word , 1,065kb)

Wallace, A. (2010) ' Moving on from shared ownership in the UK ' Chapter in Doling, J.,  Elsinga, M. and Ronald , R. (eds.)(2010) Home ownership. Getting in, getting from, getting out. Part III . Delft, IOS Press.

Stephens, M., Fitzpatrick, S. and Wallace, A. (2010) Study on Housing Exclusion: Welfare Policies, Housing Provision and Labour Markets: Country Report for the United Kingdom, Brussels: European Commission. Report (PDF , 945kb)

Wallace, A. (2010) 'Public attitudes to housing', paper for the Housing Market Taskforce,YorK; Joseph Rowntree Foundation.

Wallace, A. and Ford, J. (2010) Limiting possessions? Managing mortgage arrears in a new era, International Journal of Housing Policy, Vol 10, No. 2 pp. 133-155.

Wilcox, S., Fitzpatrick, S., Stephens, M., Pleace, N., Wallace, A. and Rhodes, D. (2010) The Impact of Devolution: Housing and Homelessness , York: Joseph Rowntree Foundation.  Report (PDF , 1,459kb)

Wilcox, S., Wallace, A., Bramley, G., Morgan, J., Sosenko, F. and Ford, J. (2010) Evaluation of the Mortgage Rescue Scheme and Homeowners Mortgage Support, London: Communities and Local Government.  Report (PDF , 126kb)

Ford, J. and Wallace, A. (2009) Uncharted Territory? Managing mortgage arrears and possessions. London: Shelter.

Wallace, A., Jones, A and Duffy, S. (2009) Rapid Evidence Assessment of the economic and social consequences of worsening housing affordability, Fareham: National Housing and Planning Advice Unit

Wallace, A. (2008) Achieving Mobility in the Intermediate Market: Moving on? Moving Up? London/York: Chartered Institute of Housing/Joseph Rowntree Foundation.

Bramely, G., Morgan, J., Karley N., Lederie, N., Sosenko, P. Stephens, M., Wallace, A., Littlewood, M. (2008) Evaluation of the National Mortgage to Rent Scheme. Research Findings 22, Edinburgh: Scottish Government.

Stephens, M., Ford, J., Spencer, P., Wallace, A., Wilcox, S. and Williams, P. (2008) Housing Market Recessions and Sustainable Homeownership. Round-Up Series. York: Joseph Rowntree Foundation.

Wallace, A. (2008) Knowing the Market: Understanding and Performing York's Housing. Housing Studies 23 (2) pp.253-270.

Croucher, K., Jones, A. and Wallace, A. (2007) Good Neighbour Agreements and the Promotion of Positive Behaviour in Communitie s, London: Communities and Local Government

Wallace, A., Croucher, K., Jackson , K., O'Malley, L., and Quilgars, D. (2006) 'Reflections on Systematic Reviewing in Housing'.  Housing Studies   21 (2) 297-314.

Wallace A., Bevan M., Croucher K., Jackson K., O'Malley L. and Orton V. (2005) The Impact of Empty, Second and Holiday Homes on the Sustainability of Rural Communities: A Systematic Literature Review, York: Centre for Housing Policy, University of York Empty, second and holiday homes (PDF , 1,162kb)

Wallace, A. and Quilgars, D. (2005) Homelessness and Financial Exclusion: a literature review, London: Friends Provident & London Housing Foundation

Wallace, A., Croucher, K., Quilgars, D. and Baldwin, S. (2004) 'Meeting the challenge: developing systematic reviewing in social policy' Policy and Politics 32 (4) pp 455- 470.

Wallace, A. (2004) 'Understanding Local Housing Markets? The need for a complementary institutional approach.' Conference Paper Housing Studies Association Spring Conference Sheffield Hallam.

Croucher K., Quilgars D., Wallace A., Baldwin S. and Mather L. (2003) Paying the Mortgage? A Systematic Literature Review of Safety Nets for Homeowners, York: Department of Social Policy and Social Work, University of York.Paying the Mortgage Report (PDF , 905kb)  Paying the Mortgage Summary (PDF , 329kb)  

Arksey, H., Jackson, K., Mason, A., Wallace, A., Weatherly, H. (2004) Support services for carers: methodological issues in evaluating the literature , Research Works , Social Policy Research Unit, University of York, York

Arksey, H., Jackson, K., Wallace, A., Baldwin , S., Golder, S., Newbronner, E., and Hare, P. (2003) Access to health care for carers: barriers and interventions: A Literature Review. NHS NCCSDO, London

Alison photo

Contact details

Dr Alison Wallace
Research Fellow
Centre for Housing Policy
University of York
YO10 5DD

Tel: 01904 321487