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Dr Tho Pham
Senior Lecturer



Tho Pham (MSc Coventry, PhD Swansea) is a Senior Lecturer in Finance at the Department of Economics and Related Studies.
Her main research interests are the intersection between applied economics and data science with a special interest in gender economics and financial economics. Her work has been published in leading peer reviewed international journals, including American Economic Review, Journal of Comparative Economics, European Economic Review and Journal of Corporate Finance among others.



While I view myself as an applied microeconomist, I have worked on a broad array of topics which overlap with financial economics, development and gender economics. In most of my work, I combine rigorous statistical analyses and advanced machine learning techniques with new data sources including social media data and web-scraped data.


  • "Blue is for Girls, Pink is for Boys: Measuring Gender-Stereotyping in Children's Literature and Folktales", British Academy/Leverhulme Small Research Grants, January 2023 - April 2024


Full publications list

  • The Voice of Monetary Policy. Accepted in American Economic Review
  • Wage and Unemployment: Evidence from Online Job Vacancy Data. Journal of Comparative Economics, 50 (1), pp.52-70
  • Quality of working environment and corporate financial distress. Finance Research Letter, 46, p.102449
  • Social media, sentiment and public opinions: Evidence from #Brexit and #USElection. European Economic Review, 136, p.103772
  • Branch network structure, authority and lending behaviour. Economic Systems, 46 (4), p.101040
  • Shock contagion, asset quality and lending behaviour: The case of war in Eastern Ukraine. 74 (2), pp.243-269
  • Conference presentations and academic publishing. Economic Modelling, 95, pp.228-254
  • Asset mispricing in peer-to-peer loan secondary markets. Journal of Corporate Finance, 65, p.101769
  • Multimarket Competition and Profitability: Evidence from Ukrainian Banks. Oxford Economic Papers, 72(2), pp.517-545
  • Dollarisation, pass-through and domestic lending: Evidence from Turkish banking. Emerging Markets Finance and Trade, pp.1-12
  • Self-employment, financial development and wellbeing: Evidence from China, Russia and Ukraine. Journal of Comparative Economics, 46(3), pp.754-69.
  • Discrimination, Social capital and Financial Constraints: the Case of Vietnam. World Development, 102, pp.228-42.





Dr Tho Pham
Department of Economics
Room: A/D/205

Tel: 01904 322751

Personal web page:

Office and feedback hours for York Students only during term time:

Tuesdays 10:00-12:00

Week 5 - Thursday - 10:00-12:00 
book on google calendar

Other times may be available by email appointment.