USS members can make Additional Voluntary Contributions (AVCs) into the Investment Builder section of the USS scheme. Members who earn over the salary threshold will already be having some of their contributions paid into the Investment Builder.

As well as additional monthly AVCs it is also possible to make lump sum contributions to the USS Investment Builder. Lump sum contributions have to be made via the Payroll (you cannot make them directly to USS). If you want to make a lump sum contribution to the Investment Builder you need to elect to do this through the My USS member portal.

Login to the USS member portal

Take a look at USS' video on how to make additional contributions.

Previous schemes

This section is for information only - these schemes are no longer available to join.

The Match

Under the Match facility, the first 1% of additional contributions that you paid into the Investment Builder was matched by your employer.

Please note that the Match was withdrawn from 31 March 2019. If you have previously elected for the Match, you will no longer receive a 1% contribution from your employer. Your own contributions will continue, unless you take action to stop them. If you want to stop contributing to the Match you can do so by logging into your My USS member portal.

USS Money Purchase AVC

It is no longer possible to take out a money purchase AVCs (MPAVCs) through Prudential, although some individuals will still hold funds in this facility and some may still be paying into it. You can find out more information about the historic Prudential AVC scheme by visiting: http://www.pru.co.uk/uss.

Funds in the Prudential MPAVC will eventually be transferred into the Investment Builder. You can find out more about this on USS website.

Added years and revalued benefits AVCs

Added years AVCs and revalued benefits AVCs have now been withdrawn and there is no further opportunity to commence a new AVC policy of these types, although some individuals may still be paying into these arrangements.

If you already have an added years or career revalued benefits AVC policy, you can find out more information about it on the USS website.